Ruth is responsible for risk-based assessments on project design and supervision/implementation support, developing approaches to promote the use of country FM systems in developing member countries. She has designed and implemented sweeping project financial management reforms that changed the way of doing business, increasing use of technology and automation. She has rolled out data analytics and dashboards for assessment, monitoring, and risk mitigation. 

Cheryl Halim is an environmental engineer with over 15 years of experience. She has managed various sized environmental assessment, remediation, landfill, risk assessment and site audit projects. Cheryl has also assisted contaminated site auditors in undertaking many contaminated land site audits in various states in Australia. She also serves as one of Zoic's in-house risk assessment specialists. Some of Cheryl's areas of expertise include: environmental assessment, remediation, landfill, risk assessment, site audit, clandestine drug laboratory, asbestos, and leaching tests.

Tharith Panpiemras is Senior Director in Banking Supervision and Risk Assessment Department of the Bank of Thailand. Prior to his current position, he also served as Senior Director, Financial Institutions Development Fund (FIDF) and Director of Corporate Planning Department and Office Corporate Strategy at the Bank of Thailand. He also had experiences in financial risk management and portfolio investment.

Before joining the Bank of Thailand, he also worked at Industrial Finance Corporation of Thailand (IFCT).