Chang Liu

Chang Liu, PhD, is Managing Director for ACCESS Health Greater China and Southeast Asia. He is responsible for the health and aging innovation platforms and leads the research and consulting work for the region. Chang Liu has authored a number of publications, including the Singapore overview for the International Profiles of Health Care Systems from 2017, published by The Commonwealth Fund and London School of Economics, and the epilogue to Affordable Excellence, which documents progress toward sustainable high-quality healthcare in Singapore. He is currently working with Dr.

Publication - Health Care Financing in Asia: Key Issues and Challenges

This article examines the major elements of health care financing such as financial risk protection, resource generation, resource pooling, and purchasing and payment; provides key lessons; and discusses the challenges for health care financing systems of Asian countries. With the exception of Japan, Korea, Taiwan, and Thailand, most health care systems of Asia provide very limited financial risk protection. The role of public prepaid schemes such as tax and social health insurance is minimal, and out-of-pocket payment is a major source of financing.