Adrian Torres

Adrian Torres is the Chief of ADB's Public-Private Partnership thematic group. Prior to this position, he was the Associate Director of ANZ and Societe Generale. 

He graduated from RMIT University with a degree in Business Administration and received his Master of Finance and Economics from the University of Sydney. He is also a graduate of Harvard Business School. 

Financing Tertiary Education

Given the need to expand universities in Asia and therefore the critical role of financing, the author seeks to answer questions such as the case for university tuition charges and why student loans are necessary. He also differentiates between time-based repayment loans and income-contingent loans.