Alternative Credit Scoring

Event: 3rd Asia Finance Forum: The Future of Inclusive Finance

Alternative Credit Scoring

04 November 2019
Author / Speaker: 
Mohan Jayaraman, Experian Asia Pacific - Other materials by the author

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Are lending institutions seeing the full picture of their consumer? Does traditional credit report data tell the full story? Most lenders today are ignoring a wealth of alternative data by relying solely on traditional credit information to make decisions. Enter alternative credit data. With access to alternative credit data, such as alternative financial services, “consumer-permissioned” data, and more, lenders will gain a more complete view of their current and future customers and extend financial services to those that have traditionally not had access in the past. 

The session will cover: • How can alternative credit data better inform lending decisions across the entire credit spectrum? • What type of data elements will improve risk assessment? • How is consumer protection and credit indebtedness ensured through alternative credit scoring models? 

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Type of Content: 
Learning Event


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