Alternative Credit Scoring

Event: 3rd Asia Finance Forum: The Future of Inclusive Finance

Alternative Credit Scoring

04 November 2019
Author / Speaker: 
Mohan Jayaraman, Experian Asia Pacific - Other materials by the author

View Slides

Are lending institutions seeing the full picture of their consumer? Does traditional credit report data tell the full story? Most lenders today are ignoring a wealth of alternative data by relying solely on traditional credit information to make decisions. Enter alternative credit data. With access to alternative credit data, such as alternative financial services, “consumer-permissioned” data, and more, lenders will gain a more complete view of their current and future customers and extend financial services to those that have traditionally not had access in the past. 

The session will cover: • How can alternative credit data better inform lending decisions across the entire credit spectrum? • What type of data elements will improve risk assessment? • How is consumer protection and credit indebtedness ensured through alternative credit scoring models? 

Geographical Focus: 
Global
Type of Content: 
Learning Event

Disclaimer

The views expressed on this website are those of the authors and do not necessarily reflect the views and policies of the Asian Development Bank (ADB) or its Board of Governors or the governments they represent. ADB does not guarantee the accuracy of the data included in this publication and accepts no responsibility for any consequence of their use. By making any designation of or reference to a particular territory or geographic area, or by using the term “country” in this document, ADB does not intend to make any judgments as to the legal or other status of any territory or area.