Prof. Han is a Financial Sector Specialist with a long record of working on Policy finance, including SME and low-income financing. He holds a Ph.D in Economics in financial economics and industrial organization from Univ. of Texas at Austin. He also has a bachelor's and master's degree in economics from Seoul National University, Korea. He started his career as an economist in the Research Bureau at the Bank of Korea since 1996. After earning a doctorate in economics in 2006, he worked in the Capital Markets Department at the Korea Institute of Finance.