Financing Agripreneurs and Rural Small and Medium-size Enterprise

Discussion in this session focuses on innovative financing mechanisms, including emerging ICT platforms and fintech, to extend credit and banking services to small and dispersed borrowers, i.e., agripreneurs and SMEs for farm and nonfarm operations in rural areas. The panelists explore how they see the future and what is required from the public sector in terms of enabling policies and creating a level playing field to foster and expand pro-farmer smart financing options and opportunities.

Alternative Credit Scoring

Are lending institutions seeing the full picture of their consumer? Does traditional credit report data tell the full story? Most lenders today are ignoring a wealth of alternative data by relying solely on traditional credit information to make decisions. Enter alternative credit data. With access to alternative credit data, such as alternative financial services, “consumer-permissioned” data, and more, lenders will gain a more complete view of their current and future customers and extend financial services to those that have traditionally not had access in the past.

Implementation of Regulatory Sandboxes – A Global Overview

The number of regulatory sandboxes are increasing, with different regulators organizing them. This presentation presents a global overview of regulatory sandboxes, a programme allowing FinTech firms to test new solutions in an actual market environment under regulatory supervision, but without necessarily incurring all existing regulatory restrictions. It also offers some case studies of regulatory sandboxes established in Asia, Africa, Europe, North America, and Oceania.