As the Director of the Financial Inclusion Group – Center for Learning and Inclusion Advocacy (CLIA) of the Bangko Sentral ng Pilipinas (BSP), Joyce is deeply involved in various initiatives to drive the BSP’s financial inclusion agenda forward. She handles policy development and advocacy work with a particular focus on inclusive digital finance, MSMEs, and agriculture financing.
Joyce joined the BSP more than 18 years ago as a Bank Examiner. Prior to her current assignment, she was involved in the strategic management and enterprise project management implementation of the BSP.
Joyce is a certified public accountant (14th placer) and an MBA degree holder.